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May
20
2015

How to Stay Happy as an OFW

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The reality of a foreign working environment and the necessity to immediately adjust to a totally new culture and language can be overwhelming. It would not be surprising if an overseas Filipino worker (OFW) who always wanted to work abroad may seriously contemplate quitting after some time.

To snap out of these career busters, check out the tips below:

Love what you do. You can easily find joy in your work by recognizing the importance of your profession. Realize that your work makes the lives of others easier and better. The skills and the values you acquire while working also makes you a better person.

Count your blessings. Not everyone is qualified or is given the chance to work in a foreign land. Bear in mind that many Filipino workers back home aspire to be in your position.

Read more tips for migrant workers. 

 

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May
7
2015

The OFW Code of Discipline

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The OFW Code of Discipline:

Duty to Oneself, Family and Fellow OFWs

Many Filipinos opt to work in a foreign land for the sake of their loved ones’ betterment. This motivation is one of the reasons why the Philippine Overseas Employment Administration (POEA) created the OFW Code of Discipline.

 

The code encompasses what an OFW’s duties to himself, to his family, fellow OFWs, country of origin and destination, and to his employer are.

 

DUTY TO ONESELF

DOs

  • Assert the occupation, position and job scope to which you have been hired for.
  • Assert one’s entitlements to all wages, compensation, and benefits agreed upon in the employment contract.
  • Be professional; maintain self-respect, good image and track record.
  • Ensure personal health as well as psycho-social and economic well-being; be aware of one’s vulnerabilities to HIV/AIDS.
  • Be responsible for one’s safety and security at all times, including that of one’s belongings and personal property.
  • Notify the Philippine embassy or diplomatic mission of your presence in the country of work.

DON’TS

  • Engage in prostitution, drug trafficking, illegal recruitment, human smuggling and trafficking or other transnational crimes whether as principal party or accessory.
  • Possess deadly weapons, explosives and prohibited drugs, alcohol, pornographic or other contraband materials.
  • Solicit services of unauthorized manpower brokers and fixers for underground migration.
  • Don’t fall to “4D” jobs – dirty, dangerous, demeaning and (unreasonably) difficult.

 

DUTY TO FAMILY

DOs

  • Provide ample financial and moral support to your family in the Philippines.
  • Communicate with your family as often as you can and make your presence felt just as if you were around.
  • Provide them detailed information and documents about your overseas employment.
  • Be faithful to your spouse.

 DON’Ts

  • Abandon your family and refuse/discontinue support for the children.
  • Bring your family, especially young children, to hardship posts or countries where there is high risk to one’s welfare and security.

DUTY TO FELLOW OFWs

DOs

  • Assist and cooperate with other  OFWs working in the same site, especially in times of crisis.
  • Support OFW organizations of Filipino diaspora groups and contribute to their productive role.

DON’Ts

  • Degrade a colleague or put him/her in bad light in order to get a position/rank or other personal gains.
  • Act as an unofficial remittance courier for all its risks of loss or robbery or spend for personal use money entrusted by fellow workers.
  • Invent lies and allegations against fellow OFWs to have them deported, detained or to be under police surveillance.
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Apr
7
2015

What the Law Says on Pera Padala Charges

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Kamakailan lamang, isang OFW ang nagreklamo ukol sa kaltas ng isang money transfer company sa perang kanyang ipinapadala sa mga kamag-anak  sa Pilipinas.

Ayon sa report, ang pagkaltas ng pera padala centers ay alinsunod sa Article 181 of the National Internal Revenue Code of 1997, Republic Act no. 8424.

docs stamp tax

Pero, alam nyo bang exempted ang overseas Filipino workers (OFWs) sa pagbabayad ng documentary stamp tax? Oo, kabayan, exempted ka sa pagbabayad ng tax na ito! Ayon sa Tax-Free Privilege Granted To OFWs,

As stated in Section 22 of Republic Act 10022,

“The remittances of all OFWs, upon showing the same proof of entitlement

by the OFW beneficiary or recipient, shall be exempted from the payment of documentary stamp tax.’’

 

Samakatuwid, kailangan lamang na may maipakitang kopya ng OEC o Overseas Employment Certificate ang sinumang kukuha ng perang padala ng OFW upang makaiwas o ma-exempt sa pagbabayad ng documentary stamp tax.

 

Para sa karagdagang kaalaman tungkol sa taxes na sakop ang OFWs, basahin ang mga sumusunod:

Tax Rules for OFWs

Tax-Free Privilege Granted To OFWs

Tax-free Savings Account for OFWs Now Possible

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Jan
30
2015

Filipino Cancer Patient Honored for Exceptional Service

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An illness will never be a hindrance to serve others.

 

This is what Filipino breast cancer patient Doreen Jaen-Mooney of Kingstanding, England believe.  Mooney was recently acknowledged by Queen Elizabeth II for her significant achievement or outstanding service to the community.

 

The Filipino cancer patient managed to volunteer establishing a community cafe and take care of disabled persons, all despite her own illness.

 

Mooney was given the rank Member under the Order of the British Empire, an order of chivalry. The United Kingdom award this honor for those who become an example for others.

 

More and more Filipinos around the world are making their names for remarkable acts, giving prestige and pride not only to the Philippines, but also to other Filipinos who are living and working abroad.

 

Kudos to all Filipinos abroad!

*source: philstar.com

 

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Published in: OFW Stories
Jan
28
2015

OFWs, for the sake of your beloved, don’t take loans!

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Overseas Filipino workers or OFWs, and most Filipinos, are used to borrowing money from lenders here in the Philippines. And often, they bring this attitude even when they’re working abroad.

The United Arab Emirates is one country that offers loans or credit cards with low interest rates for borrowers. Many OFWs can’t say no to such temptations. So OFWs apply for loans or credit cards, without thinking for a million times if they’ll be able to pay for its charges or not.

And this is where situations get worse. Because most OFWs just grab the offers, they fail to see the hidden charges underneath and the consequences they’ll face.

Advice to OFWs: Avoid Loan Sharks

According to the Department of Foreign Affairs (DFA), an alarming number of OFWs in the UAE were detained due to loan cases.

Tips for OFWs: Don’t Be a Victim of Loan Sharks

DFA had advised OFWs to take extra precaution when taking loans or credit cards.  Failure to pay for it may result to civil or criminal charges filed by the lenders, whether banks or individuals. Bouncing checks issued also face the same charges, since lenders require  OFWs  to attach their signatures on blank checks as part of their security measures.

Debt-related cases in UAE are difficult to handle, because a travel ban is imposed for civil cases. This means that OFWs will not be allowed to leave UAE because of unpaid loans or credit card charges. Co-makers and guarantors will also be apprehended and detained for this.

OFWs should learn to manage their money wisely to avoid making loans since failure to pay for it will result to consequences they wouldn’t want to experience with their work abroad. Learn to live with what you earn OFWs, so you can return to your family waiting for you.

Tip for OFWs: How to Avoid Loan Sharks

 

*source: globalnation.inquirer.net

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