Overseas Jobs, Jobs Abroad, Pinoys Abroad
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Jan
28
2015

OFWs, for the sake of your beloved, don’t take loans!

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Overseas Filipino workers or OFWs, and most Filipinos, are used to borrowing money from lenders here in the Philippines. And often, they bring this attitude even when they’re working abroad.

The United Arab Emirates is one country that offers loans or credit cards with low interest rates for borrowers. Many OFWs can’t say no to such temptations. So OFWs apply for loans or credit cards, without thinking for a million times if they’ll be able to pay for its charges or not.

And this is where situations get worse. Because most OFWs just grab the offers, they fail to see the hidden charges underneath and the consequences they’ll face.

Advice to OFWs: Avoid Loan Sharks

According to the Department of Foreign Affairs (DFA), an alarming number of OFWs in the UAE were detained due to loan cases.

Tips for OFWs: Don’t Be a Victim of Loan Sharks

DFA had advised OFWs to take extra precaution when taking loans or credit cards.  Failure to pay for it may result to civil or criminal charges filed by the lenders, whether banks or individuals. Bouncing checks issued also face the same charges, since lenders require  OFWs  to attach their signatures on blank checks as part of their security measures.

Debt-related cases in UAE are difficult to handle, because a travel ban is imposed for civil cases. This means that OFWs will not be allowed to leave UAE because of unpaid loans or credit card charges. Co-makers and guarantors will also be apprehended and detained for this.

OFWs should learn to manage their money wisely to avoid making loans since failure to pay for it will result to consequences they wouldn’t want to experience with their work abroad. Learn to live with what you earn OFWs, so you can return to your family waiting for you.

Tip for OFWs: How to Avoid Loan Sharks

 

*source: globalnation.inquirer.net

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Jan
23
2015

At Last, the Long Wait Will be Over for OFWs

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Most of the time, overseas Filipino workers (OFWs) complain about the long wait for the processing of their documents from recruitment agencies. The recruitment agencies’ reply would be turned to the Philippine Overseas Employment Administration (POEA)’s slow processing of papers.

 

Good news, not only for OFWs, but for the recruitment agencies as well! POEA now has a solution to this problem. They now offer two online services, the e-payment and the Recruitment Authority Issuance systems.

 

POEA-licensed recruitment agencies can now request for processing of contracts (RFP) online  for their hired workers.  And the moment it was approved, they can now pay the fees through POEA-accredited banks via the ePayment system. Recruitment agencies can also print the overseas employment certificate (OEC) of the hired worker.

 

The Recruitment Authority Issuance System on the other hand, allows application for the approval and issuance of special recruitment authority or SRA and letter of acknowledgement. It also grant agencies to upload documentary requirements and view their application status.

 

SRA and letter of acknowledgement are issued for agencies to be able to conduct activities inside or outside their premises.

 

POEA Administrator Hans Leo J. Cacdac has also encouraged all recruitment agencies to use the online services which aims to promote a culture of efficiency, accountability and transparency.

 

But POEA clarified that these online services will be for processing documents of OFWs that are skilled and professional workers only. Contracts for household service workers or HSWs will still pass close examination and evaluation like before.

* source here.

More must-read articles:

Guide Steps to Work Abroad for Filipinos

Work Abroad 101 (Useful Q&A for Filipinos)

FYI OFWs: Fees That You Should Pay to Work Abroad

What Kind of Diseases Make OFWs Unfit to Work

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Jan
21
2015

OFWs in Oman, Be Careful!

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Overseas Filipino workers or OFWs in Oman should be extra careful with their health while working abroad, as it comes with the possibility of being sick and infected with spreading diseases.

 

OFWs are warned to avoid eating camel meat and drinking its milk as the animal is thought to be a carrier and transmits the Middle East Respiratory Syndrome coronavirus or MERS-CoV.

 

An article from Gulfnews.com reported of the first death in Oman because of MERS-CoV.

 

Though scientists are not sure of the origin of MERS-CoV, several studies have linked the virus to camel. Consumption of its meat and milk were presumed as a way to transmit the virus from the animal.

 

Aside from avoiding eating camel meat or drinking its milk, OFWs must always practice the following as precautions:

 

  • good personal hygiene

  • frequent hand washing

  • wearing of facial mask

 

OFWs work abroad may bring their dreams closer to reality with the money they’ll earn, but it is a must that taking care of their health should be a priority, too.

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Employment Contract Replacement, A Threat to OFWs

What Kind of Diseases Make OFWs Unfit to Work

Top Reasons Why OFWs May Be Deported From Taiwan

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Jan
12
2015

Job Openings in Qatar for OFWs this January 2015

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This year promises new beginnings for overseas Filipino workers or OFWs who still wants to find work abroad.

 

POEA-licensed recruitment agencies post in WorkAbroad.ph their job openings for Qatar this first month of the year.

 

Here are the random overseas jobs in Doha, Qatar:

 

Semi-skilled Pipe Fitters – Must be male, 21 to 45 years old, at least with high school diploma and 1-year work experience.

Semi-skilled Plumbers - Must be male, 21 to 45 years old, at least with high school diploma and 1-year work experience.

Plumbers - Must be male, 23 to 35 years old, and with 2-year work experience.

Mechanical Electrical Plumbing Foreman – Must be male, 23 to 38 years old and with 2-year work experience.

Mechanical Electrical Plumbing Supervisor- Must be male, 23 to 35 years old and with 2-year work experience.

Master Electrician – Must be male, 23 to 45 years old, at least with bachelor’s/college degree and with 5-year work experience.

General Foreman (Finishing Works) – Must be male, 23 to 35 years old and with 2-year work experience.

Electricians - Must be male, 21 to 45 years old, at least with vocational diploma/short course certificate and with 1-year work experience.

Ductman – Must be male, 23 to 35 years old, and with 2-year work experience.

Decoration worker (gypsium + painting) – Must be male, 23 to 38 years old, and with 2-year work experience.

Carpenter – Must be male, 23 to 35 years old and with 2-year work experience.

Aluminum Fabricator – Must be male, 23 to 38 years old, and with 2-year work experience.

Bus Driver – Must be male, 30 to 50 years old, at least with vocational diploma/short course certificate and with 5-year work experience.

Call Center Agent -  Can be male or female, 22 to 35 years old, at least college level (undergraduate) and with 2-year work experience in sales.

Facial Therapist – Must be female, 23 to 35 years old, at least with high school diploma and with 2-year work experience.

Laundry Staff Operators – Can be male or female, 25 to 35 years old, at least with high school diploma and 2-year work experience.

Manicurist – Must be female, 23 to 35 years old, at least with high school diploma and with 1-year work experience.

Nail Technician – Must be female, 23 to 35 years old, at least with high school diploma, and with 1-year work experience.

** For manpower pooling only. No fees to be collected during the application process. Mag-ingat sa illegal recruiter. **

Visit WorkAbroad.ph for more overseas jobs for Filipinos.

 

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Published in: In Demand OFW Jobs
Jan
9
2015

Be Ready To Face Risks in Investing in Stock Market

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Overseas Filipino workers or OFWs will not forever be OFWs. With such reality, OFWs must look for other investment options to put their hard-earned money from working abroad. Aside from bank accounts, bonds, and business, stock market is another option for OFWs.

Of course, like any other investment, the stock market is not for everyone. The following are just some of the reasons why you might consider putting your money in other assets instead:

 

The Risk Is High

When investing in stocks, remember that the higher the return, the higher the risk of losing money will be. Why? Share prices are linked to the earnings of the issuing company. When a company is facing difficulties, share prices can slide down rapidly. Economic factors can also affect your investment. When the overall market or economy is experiencing loss, for example, stock prices generally decline too, and you might find it difficult to sell your shares and get your cash back.

 

It Requires Time

Stock market investing is not just some lottery game where OFWs can win by chance or by using your gut feeling. If an OFW wants to succeed, he needs to do his homework to find potentially profitable stocks. And even after an OFW find a stock to buy, you must allot time monitoring the share prices to know whether you should hold it or head to the exit door. This, for many people, is a very time-consuming, complex task.

 

OFWs must be keen on where to put their money for investments.  It may likely to grow with the right choice and chances to take, or it may flunk and disappear in a blink of an eye. There are many options as to where OFWs can invest. Planning and learning the background is the key for successful money growth.

 

Download Financial Freedom E-Book now!

Related articles:

Why OFWs Should Invest in Stock Market

Investment Opportunities for OFWs

Fulfill Your Dreams: Protect Yourself from Scam

 

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Published in: OFW Tips and Guides


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