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Archive for the ‘OFW Tips and Guides’ Category

Apr
17
2015

I’m A Hardworking OFW, but My Wallet is Often Empty

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He is an engineer in the Land of the Rising Sun for almost two years. He has a family as his motivation and inspiration for working hard abroad. But, even with his high salary grade, it seems everything is still insufficient. Why is this so?

wallet

Most Filipinos think that if you are working abroad, you are instantly rich. Wrong. Payouts may be higher than here in our country, but it doesn’t guarantee being wealthy in a snap. Not with a family that is overspending from what is being received through remittances.

With the first part of the salary received, things will be bought as a sign that the family is starting to do well. There will be new furniture and appliances. There will be new clothes for everyone. The children will then be transferred from the public schools to private schools. Frequent strolling in the mall will be part of the weekend activity.

For the next remittances, the house will be renovated, or new house will be built on the land that was purchased in a subdivision or village. Whatever the children would want to have would be given right away. Every new gadget that is out in the market and hot for the lifestyle would be bought, even if it is not a necessity anymore.

Overspending and not setting a budget for the family’s need is the main reason why most OFW families are still not satisfied with their life. Even if an OFW work hard abroad, when his family is not wise enough to spend the money he earned, everything will be insufficient for them.

Instead of splurging on luxuries, why not save on the children’s future, a business, medical insurances, and family emergencies. One cannot know how long he will be strong enough to work in other countries, how long he will be far from accidents or disasters, and how secure he is with the company he’s working on. So saving for the future is a first on every OFW family.

–Audrey

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Apr
13
2015

Just Causes for Termination of Contract By the Employer

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The employment contract of an OFW may be terminated by his or her foreign employer prior to the completion of a two-year service due to any of the following reasons/causes:
  • serious misconduct
  • willful disobedience of employer’s lawful orders
  • habitual neglect of duties
  • absenteeism
  • Insubordination
  • Revealing secrets of establishment
  • Violating customs, traditions and laws of host country
  • Violating terms and conditions of the employment contract
If the employer decides to terminate the contract and services of the OFW employee, the OFW must shoulder costs of repatriation. However, due process must be observed and the OFW may have the chance to explain his side.

 

Be totally informed about your rights, learn more about this topic by reading OFWGuide: Valid Reasons Why a Work Contract Gets Terminated.

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Apr
7
2015

What the Law Says on Pera Padala Charges

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Kamakailan lamang, isang OFW ang nagreklamo ukol sa kaltas ng isang money transfer company sa perang kanyang ipinapadala sa mga kamag-anak  sa Pilipinas.

Ayon sa report, ang pagkaltas ng pera padala centers ay alinsunod sa Article 181 of the National Internal Revenue Code of 1997, Republic Act no. 8424.

docs stamp tax

Pero, alam nyo bang exempted ang overseas Filipino workers (OFWs) sa pagbabayad ng documentary stamp tax? Oo, kabayan, exempted ka sa pagbabayad ng tax na ito! Ayon sa Tax-Free Privilege Granted To OFWs,

As stated in Section 22 of Republic Act 10022,

“The remittances of all OFWs, upon showing the same proof of entitlement

by the OFW beneficiary or recipient, shall be exempted from the payment of documentary stamp tax.’’

 

Samakatuwid, kailangan lamang na may maipakitang kopya ng OEC o Overseas Employment Certificate ang sinumang kukuha ng perang padala ng OFW upang makaiwas o ma-exempt sa pagbabayad ng documentary stamp tax.

 

Para sa karagdagang kaalaman tungkol sa taxes na sakop ang OFWs, basahin ang mga sumusunod:

Tax Rules for OFWs

Tax-Free Privilege Granted To OFWs

Tax-free Savings Account for OFWs Now Possible

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Mar
27
2015

Tip for OFWs: Be Wary of Job Offers via Email

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Check this tip from WorkAbroad.ph Facebook page.

Be Wary of Unsolicited Job Offers via Email

Kabayan, huwag pumatol sa mga nagkalat na job offer sa email lalo na kung hindi naman kayo nag-apply sa kumpanya na ito. Karamihan rin sa mga scammer ay gumagamit ng legitimate company upang makapangloko.

Kapag ikaw ay sinisingil nila ng work permit o plane ticket at ang offer sayo ay “too good to be true”- maliwanag po na sila ay scam. Kaya huwag na itong pansinin pa upang hindi mabiktima.

Kabayan, dumaan lang sa legal na paraan.

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Published in: OFW Tips and Guides
Mar
23
2015

Obvious Signs that the Overseas Job Offer is A Scam

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These are the obvious signs that the overseas job being offered to a Filipino overseas job applicant is fake and not existing:

 

  1. An invitation to a 2-day seminar where participants are asked to pay Php3,800 in exchange of guaranteed employment abroad.
  2. May be offered by a “licensed recruitment agency” but the job being offered has no existing job order from POEA.
  3. Job looks promising. A job opportunity looks so attractive because it is open to everyone such as students, undergraduates, housewives, ex-OFWs, etc.
  4. It is complete with tempting offers such as “No placement fee, No processing fee, No salary deduction, No show Money and No experience required.
  5. Offers great benefits such as free accommodation and food allowance and that the only fees that they would collect are Php3,888.00 for visa interview coaching and Php5,000.00 for medical tests.
  6. The applicant is also required to pay Php500 or higher for the application form.

 

To avoid these kinds of scam, POEA Admin Hans Leo J. Cacdac is encouraging job seekers who have received such recruitment emails to forward the same to info@poea.gov.ph for verification and proper action by the POEA.

 

Remember: Immigration consultancy companies are NOT allowed to engage in the recruitment of Filipino workers abroad unless they have a license from the POEA.

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