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May
22
2015

OFW Guide: Avoid Investment Scams

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How To Avoid Investment Scam

Check the authenticity of the company or the recruiter-  If  the company or the group cannot present authentication from SEC or the Bureau of Internal Revenues (BIR), they are most likely illegal.

Check the product and the services- The product and services of a company is legalized and authenticated by the Department of Trade and Industry (DTI), Bureau of Food and Drugs (BFAD) and SEC. You can also try the product for yourself if it is real or fake.

Do not give your trust easily- Do not give your trust easily and make your own research before you give money. Also, to make sure that it is not a scam, inquire if you can visit the company and try their products to ensure their authenticity.

Observe- Observe the way they talk and their business proposals. The way they converse and their body contact can give you a hint if a person is sincere or just letting you bite their offer.

Be suspicious of e-mail and text alerts- Oftentimes, you receive spam alert through your email that asks you to join a group. You can also receive text messages saying that you won in a certain contest or if you can join them in their lucrative business offer.

Be wise and don’t be a victim of different scams targeting OFWs.

Read more information about Scam Alert for OFWs.

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May
20
2015

How to Stay Happy as an OFW

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The reality of a foreign working environment and the necessity to immediately adjust to a totally new culture and language can be overwhelming. It would not be surprising if an overseas Filipino worker (OFW) who always wanted to work abroad may seriously contemplate quitting after some time.

To snap out of these career busters, check out the tips below:

Love what you do. You can easily find joy in your work by recognizing the importance of your profession. Realize that your work makes the lives of others easier and better. The skills and the values you acquire while working also makes you a better person.

Count your blessings. Not everyone is qualified or is given the chance to work in a foreign land. Bear in mind that many Filipino workers back home aspire to be in your position.

Read more tips for migrant workers. 

 

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Apr
24
2015

How to Save Money: Tips for OFWs

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The goal to save should be a top priority for OFWs because for majority of them, the working abroad stint is a temporary thing. Here are few tips to make the goal towards financial freedom easier:

  • Put your mind to it. Don’t underestimate the power of positive thinking People who are serious about saving money should first make a firm decision to save. Have the mindset that you will save moneyand stick to it.
  • Live below your means. Many OFWs upon receiving their salary would start thinking of things they want to buy like gadgets, appliances, jewelries, etc. Many OFWs and their families would also live a lavish lifestyle that would often leave their heads aching and their pockets empty. It is still best to live a simple life and to avoid spending as much as possible. Spend only on things that are needed and reduce those unnecessary wants.

Read more money-saving tips for OFWs here.

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Published in: OFW Tips and Guides
Mar
27
2015

Tip for OFWs: Be Wary of Job Offers via Email

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Check this tip from WorkAbroad.ph Facebook page.

Be Wary of Unsolicited Job Offers via Email

Kabayan, huwag pumatol sa mga nagkalat na job offer sa email lalo na kung hindi naman kayo nag-apply sa kumpanya na ito. Karamihan rin sa mga scammer ay gumagamit ng legitimate company upang makapangloko.

Kapag ikaw ay sinisingil nila ng work permit o plane ticket at ang offer sayo ay “too good to be true”- maliwanag po na sila ay scam. Kaya huwag na itong pansinin pa upang hindi mabiktima.

Kabayan, dumaan lang sa legal na paraan.

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Published in: OFW Tips and Guides
Mar
13
2015

OFW Guide: How to Deal With Issues of Saving Money

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Saving and growing one’s money is a habit that everyone should start, but more so for OFWs because it would be very unfortunate if their sacrifices and hard work , would just be wasted.

Saving money though is not easy for many. Some issues that hinders an OFW from saving money are the following:

Question: How can I save money when I am full of debts?

Answer: Being in a worse financial state should strengthen rather than weaken your resolve tosave money. First accept the reality that saving is not possible at the moment because you need to pay your debts. It is better to forego saving for a while than suffer from charges. Give yourself time to settle and eliminate your financial debts. Start building your savings when you are finally debt –free.

Answer: I can’t save money, because my family in the Philippines keeps on asking for more money from me.

Answer:  The family back in the Philippines may ask more than you can give. They may also state reasons that would make it hard for you to say no to. Remember that it is always a good thing to help but giving more than you actually can may hurt both of you in the long run.

Giving them everything you have will teach them to be overly dependent on you. Meanwhile, letting them know your true financial situation can motivate them to manage on their own. So learn to say no by prioritizing your own needs too.

Note: The following is an excerpt from the E-book, “Grow Your Money and Enjoy Financial Freedom.”

Download the e-book for FREE to get
more advice on saving and growing money.

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Published in: OFW Tips and Guides


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